Financial advice professionals have used the 4% rule as a benchmark for advising their clients in scheduling their retirement ...

One of the cornerstones of retirement planning is determining how much you can safely withdraw each year while maintaining a certain quality of life. And it wouldn't take much searching to come across ...

The 4% rule is a popular retirement savings withdrawal strategy. It has you taking out 4% of your portfolio your first year of retirement and adjusting future withdrawals for inflation. While this ...

Eugenio Dante Suarez, associate professor of finance at Trinity University, says the "perfect withdrawal amount" isn't 4%.

The 4% Rule is arguably the most famous strategy for making sure your retirement income lasts long. Developed in the 1990s, it offers an evidence-based answer to most retirees’ question: “How much can ...

Bill Bengen, the father of the 4% rule, agrees that a 4% withdrawal rate doesn't work for everyone. Most retirees can withdraw more without worrying about running out of money. The ideal withdrawal ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update. The 4% rule says you should plan to spend 4% of ...

Many retirees rely on the 4% rule for retirement income, but experts say it is often misunderstood. The rule does not work the same for everyone and depends on investments, interest rates, retirement ...

Is the 4% Rule dead? It's not dead, but it's flawed, said a statistician specializing in finance who has announced research challenging the 4% rule and similar fixed-rate withdrawal strategies for ...

Saving for retirement is not an easy thing. It requires you to manage your paycheck carefully and, at times, say no to things you want so you can prioritize IRA or 401(k) contributions. But once you ...

Three decades ago, financial adviser Bill Bengen created a retirement principle called the 4% rule. It went viral. Now, the rule is getting an update, which may be of particular interest in ...