Popular retirement withdrawal strategies like the 4% rule assume a steady rate of spending for retirees. But new research ...

Financial advice professionals have used the 4% rule as a benchmark for advising their clients in scheduling their retirement ...

One way to mitigate this issue is to keep some portion of your portfolio in cash or short-term bonds to meet short-term needs. You can rely on this cash buffer when the market is down, your ...

When you stop working years before most people, you’re not just retiring early — you’re signing up for an unusually long ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, and portfolio mix still matter.

When it comes to spending in retirement, financial advisers and investment experts have long clung to the golden 4% rule as ...

In 2022, the last year for which there’s data available, the average retirement savings balance for 65- to 74-year-olds was ...

Morningstar‘s new safe retirement withdrawal rate is 3.7% Estimate is based on forward-looking market return assumptions High stock valuations and lower bond yields influenced the reduction Goal is to ...

When times are tough and household budgets are under severe strain, taking cash out of your 401(k) plan can provide some relief. However, it’s best to be cautious, as there are specific rules related ...

One of the more underrated retirement strategies you can consider today is the Health Savings Account. Essentially, a ...

Retirement planning saw major changes in 2025. Policymakers reformed EPF and NPS, making them more flexible and digital. NPS ...